Terms of Service

Welcome to WealthVaults. By accessing or using our website and purchasing our products, you agree to be bound by these Terms of Service. Please read them carefully.

1. Acceptance of Terms

By using WealthVaults.in and purchasing our products, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, please do not use our website or services.

2. Product Description

WealthVaults offers physical document organization kits designed to help individuals and families securely store and organize important financial documents and information. Our products include:

• Pre-printed templates for recording financial accounts and assets
• Organized dividers and storage compartments
• Emergency wallet cards
• Instructional guides and materials

We strive to display accurate product images and descriptions. However, actual product colors and materials may vary slightly due to screen settings and manufacturing processes.

3. Orders and Payment

• All prices are listed in Indian Rupees (INR) and are inclusive of applicable taxes
• We reserve the right to modify prices at any time without prior notice
• Payment must be completed before order processing begins
• We accept payments through Razorpay (credit cards, debit cards, UPI, net banking, and wallets)
• Orders are subject to acceptance and availability
• We reserve the right to refuse or cancel any order for any reason

4. Shipping and Delivery

Please refer to our Shipping Policy for detailed information about delivery timelines, shipping charges, and tracking.

• Delivery times are estimates and not guaranteed
• Risk of loss passes to you upon delivery to the carrier
• You are responsible for providing accurate shipping information

5. Returns and Refunds

Please refer to our Refund & Cancellation Policy for complete details. In summary:

• 30-day money-back guarantee on all products
• Products must be returned in original condition
• Refunds processed within 7-10 business days of receiving returned items

6. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of WealthVaults and is protected by Indian and international copyright laws. You may not reproduce, distribute, modify, or create derivative works without our express written permission.

7. User Responsibilities

When using our website and products, you agree to:

• Provide accurate and complete information
• Maintain the security of your account credentials
• Use the website only for lawful purposes
• Not attempt to interfere with the website's functionality
• Not use the website to transmit harmful code or malicious content

8. Limitation of Liability

WealthVaults provides document organization products only. We are not financial advisors, legal advisors, or estate planning professionals. While our products are designed to help organize important information, we make no guarantees about the completeness, security, or legal validity of any information stored using our products.

To the maximum extent permitted by law, WealthVaults shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly.

9. Disclaimer of Warranties

Our products are provided "as is" without warranties of any kind, either express or implied. We do not warrant that our products will meet your specific requirements or that they will be error-free, secure, or uninterrupted.

10. Privacy

Your use of our website is also governed by our Privacy Policy. Please review it to understand our practices regarding your personal information.

11. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of India. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts in [Your City], India.

12. Modifications to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to the website. Your continued use of the website following any changes constitutes acceptance of those changes.

13. Severability

If any provision of these Terms of Service is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

14. Contact Information

For questions about these Terms of Service, please contact us at: